Americo Financial Life and Annuity Insurance Company is authorized to conduct business in the District of Columbia and all states except NY and VT.
LifeCrest SI (Policy Series 405), LifeCrest (Policy Series 179), LifeCrest Index (Policy Series 277, AOR277 in Oregon), Accelerated Benefit Payment Rider (Rider Series 2127, AAA2127 in Oregon), Accidental Death Benefit Rider (Rider Series 2165 and 2019), Children's Term Rider (Rider Series 2022), Disability Income Rider (Rider Series 2145 and 2115), Spouse Level Term Rider (2107), and Waiver of Cost of Insurance Rider (Rider Series 2029) are underwritten by Americo Financial Life and Annuity Insurance Company and may vary in accordance with state laws. Some products and benefits may not be available in all states. Some riders are optional and available for an additional cost.

12-248-2 (12/12) ©Americo